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Motilal Oswal Fin (MOTILALOFS) — MTF Margin Comparison

Exchange: NSE · Available on 3 brokers · Updated daily

Best MTF Rate: 28.58% on Dhan(3.5x leverage)

MTF Margin Comparison — MOTILALOFS

Upstox
35.58%
Margin Required
Leverage2.8x
You Pay3,558
You Get₹10,000
Interest18.25% p.a.
Max Hold365 days
Zerodha
30.3%
Margin Required
Leverage3.3x
You Pay3,030
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
Not Available
BEST
Dhan
28.58%
Margin Required
Leverage3.5x
You Pay2,858
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited

Motilal Oswal Fin — Complete Broker Comparison

ParameterUpstoxZerodhaDhan
MTF Margin35.58%30.3%28.58%
Leverage2.8x3.3x3.5x
You Pay (per ₹1L)35,58030,30028,580
Broker Funds (per ₹1L)64,42069,70071,420
Interest Rate (p.a.)18.25%14.6%12.49%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or ₹20/order (whichever is lower)₹20 per order
Pledge Charges₹20 per stock (one-time)₹15 + GST per ISIN₹30 + GST per ISIN
Max Holding Period365 daysUnlimited (maintain margins daily)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%

Dhan offers the best margin of 28.58% for MOTILALOFS, while Upstox requires 35.58% — a difference of 7.0 percentage points. This means you save ₹7,000 per ₹1 lakh invested by choosing Dhan.

MOTILALOFS MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital35,580
Broker funds64,420
Daily interest32
30-day cost966
Annual cost11,757
Zerodha
Your capital30,300
Broker funds69,700
Daily interest28
30-day cost836
Annual cost10,176
Dhan
Your capital28,580
Broker funds71,420
Daily interest24
30-day cost733
Annual cost8,920

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary — verify with your broker.

How Much Can You Invest in MOTILALOFS with MTF?

If you invest
10,000
Stock value you hold34,990
Dhan funds24,990
Margin used28.58%
If you invest
50,000
Stock value you hold1,74,948
Dhan funds1,24,948
Margin used28.58%
If you invest
1,00,000
Stock value you hold3,49,895
Dhan funds2,49,895
Margin used28.58%

Frequently Asked Questions — MOTILALOFS MTF

What is the MTF margin for MOTILALOFS?

Upstox: 35.58%, Zerodha: 30.3%, Dhan: 28.58%. The lowest margin is 28.58% on Dhan, meaning you only need to pay ₹2858 to buy ₹10,000 worth of Motilal Oswal Fin shares.

Which broker is cheapest for MOTILALOFS MTF?

For margin percentage, Dhan offers the lowest at 28.58% (3.5x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate — compare both before choosing.

What interest rate do brokers charge on MOTILALOFS MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy MOTILALOFS on margin?

Yes, Motilal Oswal Fin (MOTILALOFS) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold MOTILALOFS on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for MOTILALOFS?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade — you pay once regardless of quantity.

What happens if margin falls below minimum for MOTILALOFS?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for MOTILALOFS MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Motilal Oswal Fin (MOTILALOFS) Margin Trading

Motilal Oswal Fin (MOTILALOFS) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 3 major Indian brokers: Upstox, Zerodha, Dhan. MTF allows you to buy MOTILALOFS shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Dhan offers the best MTF margin of 28.58% for MOTILALOFS. This means you can buy ₹1,00,000 worth of Motilal Oswal Fin shares by paying just ₹28,580, with Dhan funding the remaining ₹71,420.

MTF Interest Rates for MOTILALOFS — Broker Comparison

The cost of holding MOTILALOFS on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for MOTILALOFS MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding MOTILALOFS on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism — your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 1969+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade MOTILALOFS directly through our Scalper Terminal.